A wind mitigation report can help you save money on your homeowner’s insurance.
In fact, Florida Law requires insurance companies to offer wind mitigation discounts and credits. These can lead to lower annual premiums on your homeowner’s insurance.
How do you know if you qualify to save money on your premiums?
Hire A Certified Home Inspector
The only way to find out if you’re eligible for home insurance discounts is to hire a Certified Home Inspector.
A home inspector will look at the details of your home to determine what money-saving features it has. This includes any home attributes that reduce damage and loss from wind.
Common Wind Mitigation Features
You might not see them or know they exist but most homes have structural features that help prevent wind damage. Here in Central Florida, these features help protect against damages during hurricanes.
Common home attributes that can save you money include:
- Windows and doors that can hold up to projectiles
- Hurricane shutters
- Roofing materials that are hurricane rated
- Roof and wall attachments
- Roof shapes that better withstand wind
Only an authorized wind mitigation inspector can identify these features on your home. After the inspection, you’ll receive a written report. This report is what you submit to your insurance provider to receive wind mitigation discounts.
When To Hire A Home Inspector
Call your insurance provider and find out if you currently have a wind mitigation repot on file. If not, it’s a good idea to have one done. Your home may already have existing features that can save you money.
You should also have a new report done any time you make upgrades to your windows, exterior doors, or roof.
Save Money Today
If you live in or near Ocala, Florida our home inspectors are qualified to provide money-saving insurance reports.
Call us today at 352-325-1615 for a free estimate. You can also fill out an appointment request.
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